Due Diligence in Property

Before Viewing

It’s worth doing reconnaissance/fact finding on the property and area. Be nosy and download neighbours deeds, drive-by the area at different times of the day: morning, after school, after 5pm, night time.

Googling the road address is crucial, are there articles about new builds, railway stations or wind farms etc. ? I wanted to buy a flat in Leamington once and a google search showed numerous floods on this particular road!

Check the police.uk website for local crime. Is the house under Article 4 or in a Conservation Area?

The Viewing

You are looking for anything which sticks out and indicates bigger issues.
Why not get a damp meter (£20) and spirit level (£10) from amazon, the latter for identifying sloping of floors/doors/walls which could indicate structural issues.

Going on a rainy day is a great idea – you don’t want water to be moving towards the house nor pooling near the foundations.

Neighbours

Talking to the neighbours is extremely important, in one example my neighbour had allowed access over their property to mine, this sort of thing over the right timeframe can unintentionally create legal rights called easements. It’s also worth asking if there has been subsidence, in my case my neighbours had been there for 10+ years so may have likely seen underpinning or any other structural works – obviously they could have been on holiday or just not want to disclose certain issues, but its still an extra data source.

Plumbing/Drainage

A drainage survey is worth its weight in gold, you want to understand the useful life of the drains system as drainage repair can be over £10k for a big job, problems with drainage can also have caused subsidence/heave. Check all taps/shower pressure, check the boiler and central heating is working. In one story, each time a homebuyer went on a viewing the resident family were cooking, the buyers later moved in to realise there was a literal cesspit under the hallway stinking the place up. In my case, my drains were made of pitch fiber asbestos, I commissioned a pre-purchase survey and found the drains had collapsed in some places since they were at the end of useful life, so I negotiated a discount.

Structure and Roof

You will want to ensure the structure of the house is in good condition. Are there any large cracks in the property to investigate? Make sure you look behind ALL wardrobes! Different types of cracks will hallmark different issues – some indicate subsidence. Wonky floors or door/window frames can hint towards structural issues. Are windows generally in good condition? Bespoke doors/windows can be costly to replace.

Repairing roof tiles and the underlying structure can be £20k+, on older properties I will get my structural engineer to go into the roof to assess condition.

Post Viewing

The most obvious check is the title deed and plan, which you should download for £14 yourself and read, the solicitor has not visited the property so it’s up to you to check that what you thought you were buying is in the plan – many examples of people not realising something like an attached garage for example was not in the plan, hence they do not own after purchase! In the title you will find covenants, easements (e.g. drainage rights). You may find manorial/chancel rights, the list goes on. You need to check for any extensions not per title plan, regularisation may or may not need needed.
Also check that the building control records for the property match what work the vendors have told you about.
If buying leasehold: the lease, it’s remaining term, presence of the freeholder, the ground rent, service charge, mgmt company are all important.

The solicitor will sort the council/environment/other searches.
Some opt for the homebuyers report and some don’t. I find them very surface level and point out obvious things and tell you to get specialists anyway – with a bit of general house knowledge you can see if for example the electronics need redoing by looking at the style of the consumer unit, if it’s the old style, then commission an EICR for cheap and consider the cost of rewiring the house. Large cracks or sagging roof, uneven floors, non-square door frames? get a structural engineer. Most houses have damp, this can be identified on the wall or using the damp meter I take to viewings, smell in cupboards, especially under the stairs, is it rising or falling? Etc.

I like to check nearby planning to see if anything impacts the area – but also for precedents of the types of things likely to be approved. Tree protection and other conservation/habitat issues can be costly, so I will check if this relates. I like to see gas safe certificates or boiler warrantees.

1983

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1989

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1994

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Awards

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